Mobile money transfer application

Question

I am looking to develop a mobile money transfer application like Vodafone. I have some doubt here,
1. In mobile money transfer how we develop the short message code like in Vodafone we dial *400# to see the menu. So, how to develop this application or this is develop by telecom company itself. Then how to retrieve that service response here in my application?

2. If i develop the application in MVC then how should i configure my application with telecom company to get real time data of users who are registered their mobile for money transfer.

3. How to integrate my mobile money application with telecom service provider and with banks.

Can you tell me the basic things that are must and the flow of it. The basic idea to develop the application.

Basically I can develop the application but main thing is that how to integrate the bank, mobile service provider, the short message service response that user send to its service provider means how to retrieve the data from service provider.