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Polygon vs NEAR Gas Fees: A Complete Breakdown of Transaction Costs

🌐 Introduction

Gas fees are the heartbeat of blockchain networks. Whether you're transferring tokens, deploying contracts, or interacting with dApps, you’ll pay a transaction fee.

Two blockchains—Polygon (MATIC) and NEAR Protocol (NEAR)—are among the cheapest platforms today. But how do their fees really compare across different transaction types?

Let’s break it down.

⚡ NEAR Protocol Gas Fees

NEAR uses a gas model measured in Tgas (tera-gas). Each action consumes a fixed amount of gas, multiplied by the gas price, which fluctuates slightly with network usage.

  • Base Gas Price: ~0.0001 NEAR per Tgas

  • Fee Split: 70% burned, 30% goes to contract developers (if applicable)

Common Transactions on NEAR

Action Gas Used (Tgas) Fee (NEAR) Approx. USD*
Transfer NEAR 0.45 0.000045 NEAR ~$0.0001
Create Account 0.42 0.000042 NEAR ~$0.0001
Function Call (simple) 50 0.005 NEAR ~$0.01
Function Call (complex, max cap) 300 0.03 NEAR ~$0.06
Deploy Smart Contract (~16KB) 2.65 0.000265 NEAR ~$0.0005

*USD based on NEAR price ~$2.00 (Aug 2025).

👉 Bottom Line: NEAR transactions are fractions of a cent to a few cents max, even for complex smart contract executions.

🔗 Polygon (MATIC) Gas Fees

Polygon is an Ethereum Layer-2 scaling solution that inherits Ethereum’s EVM structure but drastically reduces fees.

  • Fee Basis: Gas × Gas Price × MATIC price

  • Typical Gas Price: 30–40 gwei

  • MATIC Price (Aug 2025): ~$0.55

Common Transactions on Polygon

Action Gas Used (avg) Fee (MATIC) Approx. USD*
Transfer MATIC 21,000 0.00042 MATIC ~$0.0002
ERC-20 Token Transfer 50,000 0.001 MATIC ~$0.0006
Approve (ERC-20) 45,000 0.0009 MATIC ~$0.0005
Simple Contract Call 100,000 0.002 MATIC ~$0.0011
Complex dApp Interaction 500,000 0.01 MATIC ~$0.0055
NFT Mint (ERC-721) 600,000 0.012 MATIC ~$0.0066
Contract Deployment (large) 2,000,000+ 0.04+ MATIC ~$0.02+

*USD based on Polygon price ~$0.55 (Aug 2025).

👉 Bottom Line: Polygon fees range from fractions of a cent (basic transfers) up to a few cents for dApps and NFTs. Still cheap, but more variable than NEAR.

📊 NEAR vs Polygon: Fee Comparison

Here’s a side-by-side comparison of the two blockchains:

Transaction Type NEAR Fee (NEAR / USD) Polygon Fee (MATIC / USD) Winner
Native Token Transfer 0.000045 NEAR / $0.0001 0.00042 MATIC / $0.0002 NEAR
ERC-20 / FT Transfer 0.005 NEAR / $0.01 0.001 MATIC / $0.0006 Polygon
Contract Call (simple) 0.005 NEAR / $0.01 0.002 MATIC / $0.0011 Polygon
Contract Call (complex) 0.03 NEAR / $0.06 0.01 MATIC / $0.0055 Polygon
Contract Deployment 0.000265 NEAR / $0.0005 0.04 MATIC / $0.02 NEAR
NFT Mint 0.005–0.03 NEAR / $0.01–$0.06 0.012 MATIC / $0.0066 Tie (Polygon cheaper avg, NEAR cheaper max)

🚀 Key Insights

  • NEAR is cheaper for native token transfers and contract deployments.

  • Polygon is cheaper for most smart contract calls and token transfers.

  • Both are extremely cost-efficient compared to Ethereum mainnet (where fees often run $1–$50).

In practice:

  • If you’re building dApps with heavy contract interactions, Polygon edges out NEAR.

  • If you’re focusing on user adoption with frequent micro-transactions or account creations, NEAR crushes fees.

📝 Final Summary

Both NEAR and Polygon are low-cost, developer-friendly blockchains with fees that are a fraction of a cent.

  • NEAR = predictable, ultra-low fees (great for scale and onboarding).

  • Polygon = slightly higher but still cheap (great for dApps, NFTs, and EVM compatibility).

👉 The choice isn’t just about cost—it’s about ecosystem fit. Polygon benefits from Ethereum’s massive dApp network, while NEAR’s architecture optimizes for scalability and user onboarding.