RichTextBox formatting

Question

I have a RichTextBox on my form and I want to save the text that a user writes into it in a AccessDB but I want to save the formatted text not only plain txt I have seen in some programs that the db table has 2 columns one for the plain txt and one for some enconding I do not know but I know for certain that in that column all formatting are hold, is there a way to do this? Because to insert the rtf format to the DB is not realy efficient I think! Or maybe you can point me to the right direction! PLS HELP THX